Showing posts with label customer service. Show all posts
Showing posts with label customer service. Show all posts

Saturday, December 7, 2013

Stunning conversation

Ok this is my 3rd time calling Maybank in the year. All I want to know is the origin of funds. Example 31/  /2013.

Have a good read. 

Jino: I would like to know more about the credit transaction on 31/  /2013.
Maybank: It is money transferred into your account.
Jino: That is so obvious. Where was it transferred from?
Maybank: We would not know. You need to check with home bank.
Jino: How would I know who the home bank with just "SVG GIRO"?
Maybank: It is for you to figure out
Jino: ...

Jino: Then please tell me what "PYMT FRM A/C" on 28/  /2013 was.
Maybank: You can see from your statement.
Jino: If you can read my statement then please tell me what the payment was.
Maybank: You should know. You were the one who paid.
Jino: If I cannot recall?
Maybank: It is for you to figure out.
Jino: ...





[Jino] - A man's not a man unless he knows how to shoot

Wednesday, November 6, 2013

Annoying customers on Sunday

It had been awhile since I worked on Sunday, I almost forgot how relaxing the day could be provided the system does not fuck up its wires. Every Sunday is peaceful should be a resting day for us who return from endless clubbing the other night.

As a financial institution we should not tolerate any breach of verification on customers' accounts and we all know why. Fraud. Money laundering. Compliance etc.

When lady luck is not smiling, you will know how horrible a Sunday can be.

Jino: Thank you for calling HSBC Premier. My name is Jino. How may I help you today.
Customer: I would like to activate my card. I need the card to book some flight tickets.
Jino: I can activate the card for you. May I ask if you have a telephone banking access code? (The highest form of verification).
Customer: No I don't. (even though she only used it yesterday)
Jino: Or do you have any numbers you would like to try?
Customer: No I don't remember having one.
Jino: In that case I need to run through the verification questions with you in order to activate your card. Is that ok?
Customer: Fine.
Jino: What is your (Question 1)?Customer: (Answered correctly)
Jino: May I have your (Question 2)?Customer: (Answered correctly)
Jino: What is the (Question 3)?Customer: (Answered correctly)
Jino: Which (Question 4)?
Customer: I am not sure. It could be (Answer 1) or (Answer 2) (Both answers are wrong).
Jino: Then which (Question 5)?
Customer: Come on... you tell me the answer. How the hell could I remember that?Jino: How about this? (Question 6)?
Customer: It is around (Answer 3) or (Answer 4) (the answers are no where close).
Jino: Tell me, (Question 7)? (Started to feel suspicious)
Customer: OMG how many more questions do I need to answer? I don't remember!!! Activate my card now!!!Jino: Only by answering the questions correctly the card can be activated. It would be great if you can check some details from your Internet Banking.
Customer: I would like to speak to your manager.
Jino: Unfortunately customer, there is no manager on duty at this point of time.
Customer: See. Now I have answered Question 1, 2, 3, 4, 5, 6 and 7. What else do you want?
Jino: Excuse me customer, as far as I recorded, the answers you provided are "I am not sure", "How could I remember that" and "I don't remember". These answers are not accepted and you should know why.
Customer: Hey come on. All I want is to activate my card. I am not asking to check my balance or transfer my funds out from my account. All I want is to activate my card.
Jino: If you remember what you answered, the answers you provided are very ambiguous and the margin is not acceptable. With simple "I don't remember" and "Wants to speak to manager" will not help you to activate your card. (I started to get annoyed)
Customer: Then how can I activate my card? (Irritated tone)
Jino: May I suggest to send us a request via Internet Banking for card activation? Or perhaps you may fill in a form and fax to us. Alternatively you can visit any branch for your card activation.
Customer: This must be a joke!!! For fucking shit I need to activate the card now. I am booking the flight tickets now. Just activate the card now and I will take responsibility.
Jino: (Annoyed) Excuse me? With the answers you provided me, which could come from the letter and the card you received, and also a bit of search in Facebook and you would like me to activate the card? I will not joke with you, customer. You are not able to convince anyone that you are the right customer, and there is no way we will activate the card if we are not confident.
Customer: This is just card activation. How risky can that be? I am a Premier customer!!!'
Jino: Premier or not, we will not tolerate when it comes to verification.
Customer: What is your name? I will complain to my Premier Relationship Manager for the bad service you are providing.
Jino: My name is Jino. Please get yourself pen and paper 'coz you may want to note down the reference number and my staff id.
Customer: (Scribble sound)
Jino: Customer. Have you used this card before? Do you know what the purpose of a debit card is? I will explain to you in case you do not know. A debit card's main function is to withdraw money from your account. It can also be swiped to process a transaction. Just imagine an unknown manages to intercept your mail and got on hold your debit card. And he activates the card based on the answers you provided just now. Every day he withdraws AUD 5000.00 from your account, which according to you there is AUD 1M in it. Are you starting to see the idea?
Customer: (Silent)
Jino: I will continue if you don't mind. If there was a day HSBC activated your card based on the verification just now, the bank is putting itself and your money at risk. AUD 1M may not mean much to you but the bank will not compromise on this, even the amount is as little as 1 cent. As a Premier customer, I am very confident you know what I am talking about.
Customer: (Continued to silent herself)
Jino: I can understand your urgency to book the flight ticket but using this card is not an option at this point of time. You may want to consider other alternatives like using other credit card or bank transfer directly.
Customer: Can I key in my access code?
Jino: Unfortunately customer, if you have tried the access code earlier there is no need to go through all these. Your card is now blocked and I will leave a clear note on your profile that we will not activate your card over the phone. Only with few options earlier can you activate your card. We will not proceed with further verification and the discussion is going no where. You know your card will not be activated today.
Customer: (Sigh)
Jino: Other than your card activation, is there anything else I can help?
Customer: (Hung up).

A week later when I monitor her card, the card was already activated at the branch. I have yet to receive complaint directed to myself.

So much service for a Premier customer, eh?




[Jino] - A man's not a man unless he knows how to shoot




Sunday, June 9, 2013

DiGi? Lowsy.

I have been complaining on DiGi's products and services as soon as my iPhone contract started but it is beyond imagination my relationship with DiGi became this poor. The number I am currently using has been my primary since 2002. It has been 10 years I keep my loyalty with DiGi but everything is ruined in an 8 minutes conversation.

It started with an SMS sent by DiGi around end of May that reads as below: 

DiGi: Ur autobilling is been cancel. Ur overdue RM58.76 pls pay immediately to ensure uninterrupted services.Pay@https://www.digi.com.my/ocs.

I was like... WTF??? They have terrible English to begin with. I asked few friends (I pay their DiGi bills with the same credit card auto billing) and they have no issue with their bills. Of 'coz I attempted to log in to their online customer service, OCS but to see this message: 

You are not allowed to log in. Please try again tomorrow or call DiGi customer service at 016-221 1800.

Feeling irritated, but still cool enough to rationalize myself, I called the above number and spoke to a DiGi consultant after stayed in their IVR for 3 minutes. Her name was Amirah.

DiGi: Selamat pagi. DiGi help desk. Apa boleh saya bantu?
Jino: Good morning, my name is Mr. Lim. How are you doing today?
DiGi: ... Apa boleh saya bantu?
Jino: (Irritated stage 1+1 - insist on English + greeting ignored) I received an SMS telling me that my DiGi bill is overdue and my auto billing is cancelled. Can you check for me please?
DiGi: Are you referring to this number, 016-xxx2733?
Jino: Yes, I am (finally she speaks English).
DiGi: Sir, your auto billing is cancelled by the system. Make your payment as soon as possible and your line is not barred yet.
Jino: (Irritated stage 3 - concern is not addressed) I know my auto billing is not working and I am aware my line is not barred yet but those are not the reason I am calling today. I need your kind assistance to check why my auto billing is cancelled.
DiGi: Sir, we tried to charge on your credit card few times and not successful. The system automatically cancelled the auto billing. Make your payment as soon as possible to avoid any service interruption.
Jino: (Irritated stage 4 - keep asking me to pay) Is it cancelled only for the month of May or it applies on the following months too?
DiGi: Following months too.
Jino: Perhaps you can check from your system, I have few DiGi numbers under my name and the auto billing should happen on the same day, there is a slim chance two went through and another got declined. Don't you agree?
DiGi: You need to check with your bank on why the auto billing is declined.
Jino: (Irritated stage 5 - no solution provided) What other information can you share with me in regards to unsuccessful auto billing. I am confident my credit card is not suspended and the card definitely works fine.
DiGi: Sir, you can pay your bill at DiGi centre and online.
Jino: (Irritated stage 6 - meletup) Are you implying that I should not set up auto billing anymore?
DiGi: Every customer needs to pay for uninterrupted service.
Jino: (Irritated stage 7 - consultant acts like Collections) What's your name?
DiGi: Amirah.
Jino: Listen, Amirah. Do me a favour. My credit card is fine. Do something on your system so that my auto billing works again.
DiGi: No sir we WILL not do it here. You need to go to DiGi centre to apply auto billing again. You can also pay there.
Jino: Excuse me? You CANNOT, or you WILL not?
DiGi: I WILL not.
Jino (Irritated stage 8 - I gave up) Then tell me, how long more till my iPhone contract ends?
DiGi: 03 September, sir. You can cancel the number after 03 September without penalty.
Jino: (Irritated stage 9 - encouraging account closure) That is very nice to know.
DiGi; But you need to pay the bill before terminating the contract.
Jino: I will make my payment later in the afternoon. 
DiGi: Thank you. (call terminated)
Jino: (Irritated stage 10) CCBKNN you!!! I am not done with you!!! Why you hang up???

DiGi sucks.




[Jino] - A man's not a man unless he knows how to shoot

Thursday, May 2, 2013

Domino's Pizza


Good day Domino's Pizza team,

I had an online order for your Domino's pizza on the 25/04/2013 and the payment through credit card was successful at 05.28 p.m.. The order ID was 8278117.

I am writing this today to respond and convey my customer experience to above transaction.

I was waiting for my pizzas patiently that day. The pizzas were late!!! Nah that's OK, I have no issue with that. Really. All that I care was the pizzas to arrive safely, while they're hot and fresh from oven.

Knowing the rain was not pleasant and to ease things up, I prepare exact change for the delivery man. Two pieces of MYR 10 notes, a piece of MYR 5 note, one twenty cents and one five cents coins. Without a word, he accepted them and walked away.

Do you see where the problem was? It's ok. People as "smart" as I am found out 12 hours after the pizzas were down my throat. I immediately wrote an email to your team and explained my situation. To summarise, I paid with credit card upon ordering and again cash upon delivery. In another word, duplicated payments.

In the email itself I had highlighted that the cash was handed to him and I have no payment receipt from the delivery man. I know you may think that my claim was totally baseless. True enough, if you refuse to return me the money, I cannot complain much and nothing much I can do. My friends, knowing how "kiasu/ kiasi" I am, attempted to make me happy again by bringing me out for dinner. When I felt so hopeless, I receive a call that changed the evening.

Encik Jinq (that's how Domino's addresses me), sorry ya tadi hujan I tak nampak piza tu telah bayar. Nanti I balik pulangkan duit ya?

The delivery man, called me 7 hours after my email. And the hassle he had to go through to return my money exceeded my expectation! And I appreciate his integrity and honesty, though he could simply deny my claim and keep the money safely.

I do not know your name, I did not get from you earlier. Nor can I recognise you from just one glance. But who ever you are, I want you to be recognised by your manager/ supervisor/ person in charge of your good deed. The amount of refund may not be much to anyone, but the value lies in the morality of your staff who took the effort to resolve customer's mistake. I work in customer service and I understand the importance of recognition and compliments to any staffs in any industries.

This incident is a lesson for me. A lesson to tell me that money cannot taint the heart of a good man. Do not get me wrong. MYR 25.25 is not a hoo hah to me and I was about to give up had Domino's not refunded. I am sharing this 'coz Domino's impressed me. A lot!!!

Here, please express my gratitude and congratulation to the delivery man who attended my door house that day. He is the jewel in your group and I do not want him to be left unnoticed. Not to mention a manager who rang me this afternoon and check my satisfaction had done his job good by further follow up.

Kudos Domino's for your excellent pizzas and great staffs. You have left me a wonderful pizza experience, it's beyond the taste of marvelous pizzas. From this point, you have gained a new fan.

Thanks for reading




[Jino] - A man's not a man unless he knows how to shoot

Sunday, December 18, 2011

Maybank

Date: 07 December 2011
Time: 09:00:43 MYT
From: Jino Lim
To: mbbcardservices@maybank.com.my

Subject: Complaint and feedback

Hi card services,

Please kindly assist with the below complaint or forward this to the relevant department if necessary.
-------------------------------------------------------------------------------------------------------------------------------------------------------------------

Card number:
Maybankard 2 Mastercard: xxxx xxxx xxxx xxxx
Maybankard 2 AMEX: xxxx xxxxxx xxxxx

Name: Jino Lim (Lim Jinq Sien)
Identification number: xxxxxx-xx-xxxx

Background of complaint:
Back in 8th November, I put through my credit card application at Maybank Sri Petaling. As Cyberjaya is nearer to my work place, I prefer to collect my cards during my lunch time instead of traveling all the way to Sri Petaling.

When the credit cards were approved on 23th November, I rang the call centre for both cards to be redirected to Maybank Cyberjaya. I was informed that the redirection can be organized and I would receive call from the branch when the new cards arrived. I took the words in heart and was expecting a phone call for few days.

As you can see from your records, I made several more phone calls when I received no reply from the bank in regards to the cards collection. I spoke to at least 4 consultants already. Every consultant I spoke to first informed that the cards would be sent to Maybank Sri Petaling. When I mentioned my request for redirection, I was again assured that my request will be honoured and I would receive call from the branch.

Not really happy with the outcome, I visited Maybank Cyberjaya on 1st December to check on the cards. I was duly informed by the staff in customer service that there was no card delivered to Maybank Cyberjaya. The staff also hinted that it may take up to 4 weeks to deliver a card and the branch will call customer to inform the cards collection. I left the branch in disappointment.

Impatience for the cards, I made another phone call to the call centre on 6th December. This time, it was confirmed that the cards were ready for collection. However, I find it intriguing to learn that after numerous phone calls made, my cards were never redirected to Maybank Cyberjaya. As much as I wish the cards to be redirected another time, I was totally numb with the empty promises. Moreover, it may take more weeks to organize cards redirection if I were not to collect them at Maybank Sri Petaling. Disappointed on the service delivery level, I screeched to Maybank Sri Petaling for my cards collection on the same day and wasted my time on the travel.

Upon looking at the envelop, the cards were delivered to Maybank Sri Petaling on 1st December, approximately 2 p.m.. The frustration derived from the incompetence to redirect the cards as per request. Secondly, there was certainly no attempt to contact me by the branch for cards collection.

The lack of follow up and service delivery level promised by Maybank had greatly impacted customers. I understand that the call centre can only read me whatever information on the screen and they will only forward my requests to relevant departments. This is a feedback to highlight my disappointment and experience with Maybank.

Expectation:
Imagine all the hassle and the experience endured for the Maybankard 2 Cards. Due to such inconvenience, I humbly request a compensation of at least RM 50 into the credit card account. You can contact me to discuss this incident further.

Contact:
I can be contacted on my mobile 016-xxxxxxx after 4.p.m. daily, or you can reply my email at lenard_xxxx@hotmail.com.

Thank you.


Regards,

Jino Lim (Lim Jinq Sien)
I/C: xxxxxx-xx-xxxx
Date: 07 December 2011
________________________________________________________

Date: 17 December 2011
Sent via express post
From: Malayan Banking Berhad (3813-K)
To: Mr Lim Jinq Sien

Dear Mr Lim,

Maybankard 2 Credit Card No: xxxx xxxx xxxx xxxx
Maybankard 2 Credit Card No: xxxx xxxx xxxx xxx

I refer to your feedback via email dated 7th December 2011 in regards to the above card accounts.

We truly value your feedback and wish to thank you for highlighting this matter to our attention. Please allow us to convey our sincere apology for the inconveniences encountered in regards to the collection of your Maybankard 2 credit cards recently.

Mr Lim, rest assured that we have taken the necessary remedial actions to ensure matters such as these are properly managed and to avoid any recurrence in the future.

We truly regret the impression that this incident has given you and we hope that it will not undermine your trust in our services. As a gesture of our appreciation on your valuable feedback, please accept the enclosed gift vouchers for you to enjoy.

Once again, thank you for giving us another chance to serve you better and should you require any further assistance, please do not hesitate to contact our Customer Service at 1-300-88-6688 or fax to 03-7953 8600 or email to mbbcardservices@maybank.com.my. We will be glad to assist you accordingly.

Thank you for your kind attention and at the opportunity to be of service.


Yours sincerely,

Farah Liza
Head - Service Recovery
Service Fulfillment
Customer Engagement
Cards & Unsecured Lending
________________________________________________________

The above was my experience with Maybank credit cards recently. Attached in the post are the cash vouchers for McD!


Apparently Maybank is unaware of my dissatisfaction with McD. What a shame >.<




[Jino] - A man's not a man unless he knows how to shoot

Sunday, May 1, 2011

Newly added - Pizza Hut

Allow me to briefly outline my dining experience in one of the many Pizza Hut outlets.
________________________________________________________

Name: Jino Lim
Brand: Pizza Hut
State: Wilayah Persekutuan
Location: Sri Petaling
Date of Visit: 04/27/2011
Time of Visit: Dinner (6 pm to 9 pm)
Type of Visit: Dine In
Subject: Others - Customer Service
Detail:
To whom it may concern,

My main concern in writing this today is to channel my feedback on my dining experience as of above.

When I locked my car and dashed to your door, the sky was pouring so heavily that I can't help to be severely drenched. As I stepped into your restaurant, I noticed two of your staff were standing near the take-away counter. Perhaps the temperature was much colder inside that the staff fail to display the warmth and comfort I needed. Greetings, or at least a fake smile would do a bit of magic. Truth to be told, it didn't bother me, yet.

I climbed the stairs to the first floor where the dining area was. I was very sure 20 tables at the least were empty. Two staff were stationed at the cashier counter. My mum and I chose a table visible from all angles. I waved for their presence on the assumption that to cater to our orders and needs were their reasons there. Then one of the ladies at the counter walked towards my direction. When I was ready to place my order for the day, she walked pass my table and stopped to look out of the window pane. She returned to the counter and walked pass my table without looking at me or my mum.

Perhaps she did not notice my hand earlier. Both the ladies seemed to enjoy their chat and laughter at the counter. Instantly, I made my second wave. That time, I was confident that the same lady saw my signal because she looked at my direction for more than 5 seconds. To my surprise, she turned her head to her colleague and they burst out laughing.

Though not satisfied with the way they responded, I raised my hand again to attract their attention without losing my composure. The same lady, 'seemed' to understand my needs, walked to my direction. The difference was, this time there were menus in her hand. We knew what we wanted so a menu wouldn't make a difference. When I thought I saw hope, she changed her direction and placed the menus three tables away from ours. Let's not get hysterical, but the table was empty! She then returned to the counter.

To summarize the above, we were left unattended for more than 20 minutes. No menu were presented, let orders taken. Do you now understand the origin of my frustration?

In terms of customer service, this is rated poor offer of assistance. Not only the staff failed to display their professionalism, their ignorance has blinded their alertness and competence as well. I can comprehend that patience is needed during peak hours. However, such service was totally unexpected from a major restaurant such as Pizza Hut when there were only three out of 20 tables occupied. 

If you are reading this today, I believe that my frustration has not fallen on deaf ears.

I may not be categorized as your loyal customer. However, as a patron who felt insulted for such incident to occur in the competitive industry, I hope that the management can look into this matter seriously not solely for the satisfaction of a customer, but your reputation as a leading pizza chain in the country as well.

After much disappointment, you will need tremendous improvement to regain my confidence in your brand. You do not want customers to pay 10% of their bills for service below satisfaction, don't you?

Address: x-x-xx, Jalan x/xxxx, Taman xxx xxx, 57xxx Kuala Lumpur.
Phone Number: 016 - xxx xxxx (Hand Phone)
Email Address: xxxxxx_xxxx@hotmail.com
___________________________________________________________________________________

Feedback was forwarded around 10 p.m. the same day via official portal.

Surprisingly, someone rang the next morning. A short conversation took place at 11.37 a.m..

Nizam: Good morning. May I speak to Mr. Lim?
Jino: You're speaking to Jino Lim.
Nizam: Good morning, Mr. Lim. My name is Nizam, the manager of operation of Pizza Hut Klang Valley. You sent us a complaint that you were unhappy with the service at our branch in Sri Petaling, right?
Jino: Hi Nizam, how are you? Thank you so much for calling me back. Honestly I do not expect a response. Well, you have read my mail and that's what I experienced.
Nizam: First of all, Mr. Lim, I apologize for what you had through yesterday. We regret to have such event during your visit. I will relate this issue to the branch manager there and we will highlight the problems together. I assure you that disciplinary action will be taken against the staff on duty according to investigation result. We will also review our current training plan to ensure our staff are professionally educated.
Jino: I am not interested on your course of action, nor am I looking for compensation from your end. All I hope is the issue in the feedback to be looked after. No one will enjoy this, not with their growling stomachs. In my opinion, customer service is as equally important as your products. Worry not., Nizam. You may lose me as a customer today. But I am confident that if you can boost your staff's work attitude, no doubt your business will move to a higher level.
Nizam: Thank you very much for your comment, Mr. Lim. We appreciate all your time and your feedback is compiled in database.
Jino: Thank you very much for replying. Have a nice day.

As a result of incompetent staff, Pizza Hut made an entry into my banned list. Now that McD and Pizza Hut are forbidden, I have more reasons to stay healthy.




[Jino] - A man's not a man unless he knows how to shoot

Thursday, December 2, 2010

McDonald's

On the way back home from Rawang, we paid a visit to McD drive-thru located near Zoo Negara. It was 6th of November, 1331 hours when we ordered McValue Nugget Meal and a cup of chocolate Sundae. We made a dash home without paying attention to the price till we checked the invoice later in the evening. Instead of RM 9.40, I paid additional RM 3.30 which was quite obviously a mistake.

For many reasons, I could not get back to the outlet immediately. I was well aware that my chance of getting back the money's so slim if I didn't inform them right away. Waited till 28th of November, again we decided to drop by at the same outlet to clarify the mistake. I get to speak to one of the staff, Ayu.

Ayu: Sir, ini staff masa key in dia tak letak value meal. Jadi harga sudah silap.
Jino: So can I have the remaining balance refunded?
Ayu: Tak boleh sir. Sebab ini resit sudah lama, you patut datang balik dan bagi tau kita.
Jino: It's not convenient to drive all the way back here for a few dollars. What do you think?
Ayu: Then kenapa you tak datang awal sikit? Sekarang sudah berapa minggu dah.
Jino: What makes you think that I pass by here everyday? I have work to do.
Ayu: Kalau macam tu at least sir you boleh call number ni dan kasi tau kita. Then boleh kita follow up.
Jino: So you cannot refund me the money?
Ayu: Cannot, sir. Sudah lama sangat ni. Kalau you datang balik hari tu kita boleh kasi balik duit tu.

Have you all already realized what's missing from the conversation?

Jino: I tell you what. The reason I am here to seek either one of the two. Firstly is the refund.
Ayu: Aha... aha...
Jino: I understand that it's my mistake for not checking the invoice before leaving. And you also have the right not to refund. But what I am looking forward the most in my visit today is a word of APOLOGY. Throughout the conversation I can feel that you put all the blame on me. I can't get refund 'coz I did not do this and that. It is not 3 dollars anymore. You have never put yourself in my shoes since there's no sorry from your end that makes me really disappointed. Despite a mistake made by your staff, there is no apology.
Ayu: So sorry sir.
Jino: No, you are not. No worry Ayu, you have not done any mistake. It's a customer who is not satisfied with the customer service you have provided and I will seek a channel to lodge a complain. And McDonald's has lost a small customer. Thank you.

It's hard to recall the conversation as dual languages were used but I tried my best. I've also notify McD this incident through their website in hope the management not only focus on products. Customer service is just as important! A gentle reminder: If you want your complains to be heard, speak to a manager instead.

No more McD for Jino.




[Jino] - A man's not a man unless he knows how to shoot